NonBank

Leading Mortgage Broker in East & South Auckland

Are you needing a certified & professional mortgage specialist?

Allan Nicol, an experienced Financial Adviser in East & South Auckland is available to assist you with your property goals, whether that’s:

Allan works tirelessly and adopts an “all angles” approach to your unique situation to get your loan approved, whether that be through a mainstream lender or through one of our many non bank partners.  

Allan from nonbk homeloans

Allan Nicol

Our Mortgage Broking Services

Home Loans & Personal

Our solutions, when your Bank says NO, have helped so many people into homes in NZ.

Self Employed

Self employed? No financials? A low doc loan can help you!

Second Mortgages

No need to go elsewhere for a Non Bank second Mortgages in NZ.

Commerical & Rural

Specialists in commercial property for investment, development, land banking, rural & business finance.

Business Loans in 24 Hours

We are fortunate to now be accredited with three Non Bank Australian funders who are operating here in New Zealand.

Being a Flat Bush local for nearly 20 years, South and East Auckland are right on Allan’s doorstep.

Having excellent communication skills, Allan takes time to understand your position and also makes sure that you understand the process and what it is that lenders are looking for. This means that you get industry leading financial guidance and a mortgage that is tailored to your needs. 

Our Reviews

Pollyanna

"Allan Nicol, exceeded our expectations. We were projected to lose our home we had purchased in 2019, due to accepting a loan with people that were interested in lining their own pockets. Allan took on our own case, with all the challenges, and gave us back our home, freedom but most of all. A renewed faith in brokers. Allan you truly helped us- you saved our home and kept our mental state stable. Thank you is never enough. Your a really nice person, and I will continue to recommend you. "

Manjeeta

"Allan Nicol, he is an awesome advisor. Very helpful, prompt and efficient person. We had been rejected quite a few times by almost all the banks and most of the brokers until I met Allan from First Rate Mortgages. Now that Allan has made our dream come true, we have bought our very first home. We managed to work through in this desperate time of Covid-19 and am glad we made it through. We highly recommend Allan and First Rate Mortgages. We are really pleased with the service and will continue to work with Allan in future."

Sid

"Allan has been simply outstanding. He assisted us in buying our first home despite a large amount of personal debt. He touched base with us later on to see how we were tracking with keeping our personal debt under control. He then helped us refinance our mortgage to a bank, and it incorporated all of our outstanding personal debt. It isn't over the top to say this has all been truly life changing for our family! Thanks so much Allan."

Call Allan for next level financial assistance in: