Business Loans
NEED BUSINESS FUNDING RIGHT NOW?
We are fortunate to now be accredited with five Non Bank Business funders in New Zealand and Australia who are helping New Zealand and now Australian Business Owners with urgent business finance. Fast cash for Kiwis and Aussies!
They all focus on making quick decisions, often just by looking at your business bank statements or invoices, with both secured and unsecured options. Credit issues are not a deal breaker, it is all about cash flow, and they are assisting clients with finance in construction, retail, hospitality, transport, manufacturing and the rural sectors.
Breaking News
An exciting development for 2025 is that both HomeSec and Bizcap are also going to offer Australian business owners finance through our nonbank.co.nz website as a referral partner. With the close ties between Australia and New Zealand many business owners are already operating both in their home patch and across the ditch and are now looking at new opportunities for growth.
If you are looking for business finance, secured, unsecured or invoice finance, they will all try to help.
UNSECURED BUSINESS LOANS
$5,000 TO $500,000
AND NOW SECURED UP TO $2,000,000
SHORT TERM FINANCE
Get the funds that you need to grow!
It’s fast and easy, funds can be in your account within 3 hours of approval.
Will other lenders not support you? Has your Bank said NO, or are just asking for too much paperwork?
If you have been in business 6 months with a turnover of at least $10,000 you can apply with Bizcap in 3 minutes.
A perfect credit history is NOT required
Just launched longer term Prime Loans and access up to $300k line of credit
Kiwis
Aussies
SMALL BUSINESS LOANS
$5,000 TO $150,000
WITH NO ASSET SECURITY REQUIRED
Business Finance can be to help the corner dairy put more stock on their shelves right through to new equipment to help your business expand.
Facilities do not require property as security and the lender likes to see consistent monthly turnover above $6k per month.
Prospa are very much about helping your business succeed and they offer both Business Loans and a Business Line of Credit, similar to an overdraft.
Funding is possible in just 24 hours!
On Demand Finance
Go from invoice to cash. In hours.
FundTap increases your business’ short-term cash flow. Your outstanding invoices turn into immediate cash so you can grow and run your business, without being held back waiting for your clients to pay.
You can get started in minutes – our integrations with the top accounting platforms make it fast, paperless & stress free.
With FundTap, you only pay when you use us. No long-term contracts or ongoing charges. Only one simple, transparent fee. Completely private and no need to change how you invoice and collect payments.
Apply in ten minutes, approved in a day, ongoing funding in hours
SHORT TERM FAST & FLEXIBLE BUSINESS FINANCE – NO DOC
$20,000 TO $500,000
FLEXIBLE LOAN TERMS FROM 1 MONTH ONWARDS
Secured against real estate across New Zealand. No valuations or financials required
NZ’s fastest and most flexible 1st and 2nd mortgages.
HomeSec Business Finance are now providing Short Term Business Loans $20,000 – $500,000 funded in 24 hours, with up to 6 months deferred repayments.
Finance for any Business Purpose – Any Industry – Anywhere in New Zealand.
First and Second Mortgages accepted as Security.
If you have sufficient equity in real estate you are almost certain to be APPROVED and funding can be within 24 hours.
1 Minute To Apply, An Answer in 2 Business Hours, Funding Next Day
Kiwis
Aussies
Boost Your Business with Fast, Flexible Funding
$10,000 to $200,000 for 6 – 24 Months
Up to 100% of average monthly sales
Need quick access to working capital? The Boost Business Loan from ScotPac is designed to help small and medium-sized businesses move fast and grow with confidence.
Why Choose Boost?
- Fast turnaround – Apply online in minutes and get up to $200,000 in your account within 24 hours. Some businesses receive funding in as little as 12 hours.
- No security required – Loans under $100,000 don’t need to be secured against assets, making it easier to access funds when you need them.
- Simple process – No paperwork headaches. Just a straightforward online application and fast approval.
We are happy to offer you the opportunity to deal direct with these lenders, you will be talking with the decision makers.
If you are looking for longer term funding options or would prefer to talk with our team first, to get advice on funding solutions, you can also contact us.